Topic 1
Financial Consultancy Practice & Opportunities
- Personal Finance Professional (PFP) - Introduction
- Market Potential for PFPs
- Earning Potential for PFPs
- Career Path of a PFPs
- Human Financial Advisors
ProTool
- PFP Capability Analyzer
Topic 2
My Ideal Practice Model and Career Growth Blueprint
- PFP Model - Key Decisions To Make
- PFP Top Aspirations and Obstacles
- Strategies To Achieve Your Dream Career / Practice
- Nine Step Blueprint For Financial Advisory Practice
ProTool
- Practice Indicators & Business Plan
Topic 3
Ethics, Responsibilities & Client First Approach
- PFP responsibilities towards Clients
- Client First Approach & Ethics
- Building Trust with Clients
- Ethics @ Heart Oath by PFPs
ProTool
- Ethics @ Heart - Self Analysis Tool
Topic 4
Four Pillars of Personal Finance & Behavioral Finance
- Income Expenses Statement
- Networth Statement
- Behavioural Finance - Introduction
- Major Biases in Behavioural Finance
- PFP Role in Helping Clients around money management & Investor Behavior
ProTool
- Real Statement
Topic 5
Financial Maths & Rate of Return - 2
- Concept of Time value of Money
- TVM Variables (NPER | PV | FV | PMT | Type)
- Case Studies of Using TVM in practice
ProTool
- One TVM Calculator
Topic 6
Financial Maths & Rate of Return - 2
- Nominal & Effective Rate
- Absolute & Annualised Returns
- Real & Tax Adjusted Returns
- IRR & XIRR (Internal & Extended Returns)
- NPV (Net Present Value)
ProTool
- One ROR Calculator
Topic 7
Investor Goals & Common Mistakes
- Why set Financial Goals?
- Financial Goals Pyramid
- Fulfilment Curve and Financial Life Stages
- SMART Goal Setting
- Goal Planning Concepts
- Common Money Mistakes & Concerns of Investors
ProTool
- Clients Goal Matrix
Topic 8
Macro Economic Indicators Impacting Investors
- What is Macro Economics?
- Key Indicators for Investors & its impact
- Importance Functions of RBI
- Relationship between Macro Economics & Investments
ProTool
- TVM & ROR - Practice Questions / MRPC Calculator