Topic 21
Life Insurance Products
- Terms associated with Life Insurance
- Types of Life Insurance
- Riders & MWP Act
- Taxation of Insurance
- Traditional Insurance v/s Term Plan + MF
- How to choose Life Insrance Product?
ProTool
- Life Insurance Comparision Template
Topic 22
Health & General Insurance Products
- Health Insurance Policy
- Critical Illness Policy
- Personal Accident Policy
- Motor Insurance Policy
- Home Insurance Policy
- PFP's Role
ProTool
- Health Insurance Comparision Template
Topic 23
Employment Benefits & Govt. Schemes
- Gratuity & Superannuation Fund
- Employee Provident Fund (EPF)
- Employees Deposit Linked Insurance (EDLI)
- Employees Pension Scheme (EPS)
- National Pension Scheme (NPS)
- Public Provident Fund (PPF)
- Sukanya Samriddhi Yojhana (SSY)
- Senior Citizens Savings Scheme (SCSS)
ProTool
- Employee Benefits Calculator - EPF, NPS, Gratuity
Topic 24
Physical Investments (Real Estate & Gold)
- How Physical Assets are Different from Financial Assets
- Mistakes Investors make with Real Estate
- Investment Options for Real Estate
- Risk - Return Profile of Real Estate
- Mistakes Investors make with Gold
- Investment Options for Gold
- Risk - Return Profile of Gold
ProTool
- Traditional Insurance v/s MF & Term Plan
Topic 25
Mutual Funds - Categories & Risks
- Mutual Fund - Basics
- Mutual Fund - Categories
- SEBI Board Categorization
- Risks in Mutual Fund
- Mutual Fund - Risk-O-Meter
ProTools
- SIP Calculator
Topic 26
Mutual Funds - Plans, Taxation, Costs
- Mutual Fund - Plans/Options
- Mutual Fund - Taxation
- Mutual Fund - Costs
- Significance of MF's in Portfolio Construction
ProTool
- SWP Calculator
Topic 27
Equity Markets & Direct Equity
- Understanding Equity Markets
- Factors Affecting Equity Markets
- Direct Equity & Risks
- Key Metrics of Evaluating Direct Equity
- Behavioral aspect of an Equity Asset Class
Topic 28
PMS & AIF
- PMS – Cost Structure & Key Concepts
- PMS – Diversification Cost
- PMS – Advantages & Disadvantages
- PMS – Product Suitability & Evaluation
- PMS Vs Mutual Funds
- AIF - Structure, Benefits, Costs and Suitability
- PFP's Role
ProTool
- Product Suitability Matrix
Topic 29
Debt Markets & Direct Debt
- Understanding Debt Instruments
- Fixed Income Market and Instruments
- Corporate & Government Market
- Risk of Investing Debt
- Debt Mutual Funds
ProTool
- House Rent vs. Purchase Calculator
Topic 30
Other Investment - P2P, Smallcase, ETFs
- Peer-2-Peer Lending (P2P)
- Smallcase
- Exchange Traded Funds (ETFs)
ProTools
- New - SIP To Foreclose EMI on Home Loan
Topic 31
Evaluation of Investment Products
- Equity Mutual Fund Evaluation Parameters - Standard Deviation | Sharpe Ratio | Alpha | Beta | R2
- Returns - Trailing and Rolling Returns
- Debt Mutual Fund Evaluation Parameters - Yield | Credit Rating | Macaulay Duration | Modified Duration
ProTool
- Mutual Fund Whitelist Tracker - Equity
Topic 32
Capital Gains Tax on Investments
- Understanding Capital Gains Tax
- Calculation of Capital Gains
- Indexation in Capital Gains
- Impact of CGT on various asset classes
- Set Off & Carry Forward of Capital Gains
- Tax Planning Opportunities around Capital Gains
- Reporting & Filing Requirements
ProTool
- Capital Gains Calculator
Topic 33
International Investing
- Why is International Investing required?
- How can International Products be placed in our client's portfolio?
- How to choose the right fit from the Different International Options?
- How to keep a track of International markets?
Pro tool
- Mutual Fund Whitelist Tracker - Debt
Topic 34
Home Loan & Other Liabilities
- Client Problems and Questions around Home Loans
- EMI vs. Offset Loans
- Floating Rate Intricacies
- Other Tax Implications
Pro Tool
- Loan Amortization Calculator