Topic 9
Organizing Financial Life & Debt Management
- Organizing Financial Information & Documents
- Protecting Financial Information & Documents
- Emergency Funding
- Debt (Loan) Management Strategies
ProTool
- Family FIDOK Organizer
- Emergency Fund Calculator
Topic 10
Wealth Management (without specific goals)
- Goal Based Investment
- Purpose based Investing
- Timeline based Investing
- Frequency of Investments
- Risk Profile based Investing
- Asset Allocation Strategies
ProTool
- Risk Profiling Tool
Topic 11
Risk Management & Life Insurance
- Risk Management
- Life Insurance
- Why Life Insurance?
- Method of Calculating Life Insurance Cover
- Myths and Mistakes around Life Insurance
Pro Tool
- Complete Insurance Portfolio Builder
Topic 12
Health & General Insurance Consultancy
- Wealth Management Pyramid
- Health Insurance
- Critical Illness
- Personal Accident
- Vehicle Insurance
- Home Insurance
- Complete Insurance Coverage
ProTool
- Life Insurance Calculator
Topic 13
House Purchase Consultancy
- Client Needs & Behaviour
- Housing Costs in India
- House Funding
- Property as an Investment (House 2)
- Rent Vs. Buy Decision
ProTools
- House Purchase Calculator
Topic 14
Child's Higher Education Planning
- Client Behaviour & Mistakes in Higher Education Planning
- Importance of Higher Education Planning
- Higher Education - Perspective
- Step by Step planning for Childrens Higher Education
- PFP's Role
ProTools
- Children's Future Calculator
Topic 15
Retirement Accumulation Consultancy
- Client’s Behavior Around Retirement
- Importance of Retirement Consultancy
- Retirement Corpus – Accumulation Phase
- F.I.R.E
ProTools
- Retirement Accumulation Calculator
Topic 16
Retirement Distribution Consultancy
- Objectives & Challenges post-retirement
- Retirement Monthly Income Generation Strategy
- Retirement Distribution strategies
- Asset Allocation in Distribution Phase
- Suitable Products for Retirement Corpus Management
ProTools
- Retirement Distribution Calculator
Topic 17
Income Tax Consultancy
- Income Tax Consultancy
- Tax Consultancy - Section 80C
- Tax Consultancy - Beyond Section 80C
- How to choose between Old & New Tax Regime
- Common Mistakes around Taxes
- PFP's Role
ProTools
- Income Tax Calculator - Old & New
Topic 18
NRI Investments Consultancy
- Understanding & getting clarity on Residential Status
- NRI's requirements & expectations when investing in India
- NRI Taxation - Overseas & India
- Taxation in the US & UK - Specific Country Cases
- Non-Resident Banking & Repatriation
- Non-Resident Insurance Consultancy
ProTools
- One Page Financial Plan
Topic 19
Wills & Succession Planning
- Estate Consultancy & Importance of it
- Myths around Estate Consultancy
- Different Acts of Succession Consultancy
- Will - Components, Format, Do's & Don'ts
ProTools
- Will Template
Topic 20
Asset Classes & Asset Allocation Models
- Types of Investment Assets & Risks
- Asset Allocation & Diversification
- Asset Allocation Process
- Asset Allocation Strategies
- Rebalancing
- Common Mistakes & PFPs Role
ProTool
- Asset Allocation & Assumptions