Network FP Thinktank

Asset Allocation – The holy grail of Investment Management

Sadique Neelgund

September 21, 2016

Reading Time: 2 minutes Asset Allocation is considered to be the Holy Grail in the Investment Management Process, which is a primary determinant of the Portfolio Objective/Success. That being said, it is also one of the most overlooked phenomena. Risk Tolerance, Return Objectives, Financial Goals, Time  Horizon, Asset Valuations etc. are factors that go in towards building an appropriate […]

Minimum Ideal Practice of a Financial Advisor

Sadique Neelgund

September 12, 2016

Reading Time: 4 minutes We come across many Financial Advisors who seem to be constantly in search of and in pursuit of an ideal practice. For an Independent Advisor, there is no end to aspiration and no end to perfection. This may lead to unrest and impacts quality of life. An advisor should first strive hard to reach a minimum ideal practice and then on try to grow constantly but with a proper work-life balance.

RIAs will have access to MF Direct Plan feeds

Sadique Neelgund

September 7, 2016

Reading Time: 2 minutes Suresh as a SEBI RIA recommending Direct Plans took the initiative to write to CEOs of 17 MFs, AMFI, Karvy & SEBI with regards to issues faced by RIAs in getting the information of clients’ investments in MF Direct Plans. Here is an update from his interactions w.r.t Direct Plans feeds and issues.

Seven Strategies for Organizing Effective Investor Awareness Programs (IAP)

Sadique Neelgund

August 29, 2016

Reading Time: 4 minutes One of the several knowledge initiatives by Network FP is Financial Wellbeing Camps i.e. Investor Awareness Programs (IAP), which are conducted as per such norms laid out by SEBI & AMFI with the support of AMCs. In last one year since starting the initiative, Network FP has successfully conducted 250+ camps across India, addressing 9,000+ investors by combined efforts of 150+ Financial Advisors empaneled with Network FP as Personal Finance Experts. In this article, Sadique Neelgund shares the top 7 strategies that a financial advisor can follow to achieve success right from getting the right IAP opportunities to ensuring successful conversions.

6 Parameters for Selecting PMS Products for Your Clients

Sadique Neelgund

August 4, 2016

Reading Time: 4 minutes Jignesh Shah, Founder & Owner at Capital Advisors, is a Chartered Accountant, Chartered Financial Analyst (India & USA) by profession. Jignesh has more than 20 years of experience in the industry and has been associated with reputed organizations which include both Banking & Non-Banking entities and areas like Investment Advisory and Product Management, Discretionary Portfolio Management and Equity Broking as Sales-side Analyst (equity research analyst and Strategist role).

In this article, Jignesh shares his insights, gathered over the years from his experience, on what are the key factors one should consider before recommending a Portfolio Management Services (PMS) product. As PMS product comes with a minimum ticket size of 25 lakhs, it would be wise to be diligent on the below parameters while recommending PMS to your clients.

Download Income Tax Calculator FY 2015-16 in Excel (India)

Sadique Neelgund

February 28, 2015

Reading Time: < 1 minute Download and check out our popular Income Tax Calculator FY 2015-16 in Excel which incorporates the recent changes in Indian Union Budget 2015.

The 5 Pillars of Advisory Technology

Sadique Neelgund

January 7, 2015

Reading Time: 6 minutes Getting clients is not difficult but delivering consistently with a quality standards can be a challenge unless we have setup a technology enabled framework. Managing growth is an issue that most IFAs face but is also an under focused area. Given the market dynamics, regulatory framework and early phase of advisory model in India, many of us prefer to grow in an incremental manner. So this means we don’t design for growth, we take it as and when it comes. Having an integrated view of your business with technology included can significantly be a winning point, in the long term. In this article, Faizal Bag, Managing Director at Pulse Labs Research & Technology Solution gives a Bird’s Eye view of pillars of advisory profession and suggests to look at different models of integrating technology platforms.

B.E.S.T Traits: Personality Based Client Handling in Personal Selling

Sadique Neelgund

December 12, 2014

Reading Time: 4 minutes As advisors, we meet different kinds of people. Some engagements work out and some don’t. Like the way client’s choose advisors to work with, we as advisors also choose clients to work with. Getting familiar with the thought process and decision making traits of clients can help us to better manage the engagements. In this article, Shibaji Bose, Director at Consultree India Pvt. Ltd. suggests that clients can broad be categorized in four traits i.e. Bold, Enthusiastic, Steady & Technical. He analyzes each type and offers suggestions on managing these clients. Transaction is human and takes place between two people while the successful outcome of the transaction is the engagement, says Shibaji.

Professional Liability Insurance for Financial Planners & Advisors

Sadique Neelgund

December 10, 2014

Reading Time: 4 minutes Given the nature of the engagement, large framework, dynamic market situations and changing regulatory forces, we may end up with a financial exposure with clients possibly dragging us in a dispute over an unfavorable outcome. The kind of service we provide, needs us sometimes to make judgement calls. While we advise robust risk management practices in our clients financial plan, we too have financial exposure in such circumstances. Swam Saurabh, Research Analyst at Pulse Lab explains the Professional Liability Indemnity suggests us to consider taking this. What do you think?

think about it…

Sadique Neelgund

November 4, 2014

Reading Time: 3 minutes So far in India 21,688 candidates have enrolled for CFP Certification out of which 2,923 have cleared final exams and 1,409 are CFP Certificants*. Most probably ‘you’ are one among these numbers – just like me. Now the tougher part, how many of us are actually practicing financial planning and have established ourselves as professionals? A […]