Network FP Thinktank

Cycle is The Destiny

Amit Trivedi

Owner, Karmayog Knowledge Academy

November 18, 2016

Reading Time: 4 minutes Every event – good or bad, manmade or natural; is a part of a cycle, which is destined to happen. If that’s the situation, how does an investor behave and what is the role to be played by the advisor. Read on what Amit Trivedi, a leading Trainer & Author of book “Riding The Roller Coaster – Lessons from financial market cycles we repeatedly forget”, has to say.

A trip to the Land of Milk & Honey… Dairy of a Financial Planner

Suresh Sadagopan

CEO, Ladder7 Wealth Planners Pvt. Ltd.

November 10, 2016

Reading Time: 18 minutes Personal Finance is not an engaging subject – definitely not for our clients. But we keep bombarding them with articles, snippets, newsletters etc. on finance. Clients don’t even open emails after a point, as it is mind-numbingly boring. Suresh started writing non-finance blogs and has got an excellent response… he says clients love it. He writes trip diaries, travelogues, book reviews, movie reviews which he sends to clients. You can do that too.

This American trip diary of Suresh Sadagopan is one such piece where he shares his travel experience around attending financial planning conferences in USA in September 2016. We hope you like it and get inspired to write and share some non-finance stuffs with your clients and followers. It’s an interesting piece… enjoy the read. 

Why Collaborate, I can do it all !

Mukul Agarwal

Founding Partner at Circle Wealth Advisors P. Ltd.

November 7, 2016

Reading Time: 7 minutes Mukul comes up with a food for thought – when a financial advisor already has too much on his plate, can he do justice to his clients in all areas? He very logically makes a case of collaboration explaining why, how and with whom to collaborate, areas of collaboration for advisors, challenges faced and how to overcome them. And excellent read for independent practitioners ! Read on…

Network FP’s Response to SEBI’s Consultation Paper on RIA

Sadique Neelgund

October 27, 2016

Reading Time: 8 minutes Network FP on behalf of its members has sent a response to SEBI on it’s Consultation Paper on Amendments / Clarification to the SEBI (Investment Advisers) Regulations 2013. The inputs for this response were given by NFP ProMembers and NFP Advisory Board. The draft of this response has been reviewed & approved by majority of the Network FP Members who comprise of CFPs, RIAs & IFAs.

Important Factors for Bonds Evaluation

Kishorkumar Balpalli

Founder & CEO myMoneySage an award-winning Fin-Tech startup

October 25, 2016

Reading Time: 6 minutes While investing in bonds, advisors may have given coupon rates an in-depth thought. But apart from that, there are other critical factors that should be taken care of. Advisors need to compare the bonds by price because it ultimately helps in assessing the bond yields. Needless to explain that prices are affected by the fluctuating interest rate regime thereby influencing the yields. Then, duration becomes another significant concern wherein you analyse the bond by the years taken by it to repay the purchase price.

How IFAs can Face Commission Disclosure – Communication is the Key

Sadique Neelgund

September 28, 2016

Reading Time: 4 minutes SEBI has made it clear that commissions of distributors will be disclosed in investors’ CAS (Common Account Statement) from October 1st onwards in absolute numbers. Although I think this could have been well avoided by regulator, I do not want to get into critical review of same. NFP Members had a very good discussion on this last week and I am writing this based on some of the learnings from that healthy discussion.

Financial Advisor – The Vital cog

Sadique Neelgund

Reading Time: 2 minutes Fees or No Fees, Regular or Direct, Online or Offline, Human or Robo, and so on. No matter how much the technology evolves and the regulations go through changes, financial advisors have remained vital through all of it and will continue to remain so. Dharamendra Satapathy, Director, Next Level who also conducts many IAP Programs and workshops for financial advisors across India shares his thoughts on the role of financial advisors in the ever-changing technology & regulatory environment for financial advisors.

Why and How MF Advisors Can Charge Fees to Clients

Sadique Neelgund

September 23, 2016

Reading Time: 4 minutes There is a lot of confusion around this matter amongst the financial advisory fraternity. After the SEBI Investment Advisor Regulations, 2013 came into effect, many of the Mutual Fund advisors came to a conclusion that only RIAs can charge fees and not MF Advisors. Please make note of the word advisor used not the word distributor. MF Advisors are the ones who are adding value beyond pure transaction facilitation. This article is more relevant for the MF advisors who are creating real value to their clients by exhibiting professionalism.

Asset Allocation – The holy grail of Investment Management

Sadique Neelgund

September 21, 2016

Reading Time: 2 minutes Asset Allocation is considered to be the Holy Grail in the Investment Management Process, which is a primary determinant of the Portfolio Objective/Success. That being said, it is also one of the most overlooked phenomena. Risk Tolerance, Return Objectives, Financial Goals, Time  Horizon, Asset Valuations etc. are factors that go in towards building an appropriate […]

Regulator wants the distributor to become an advisor

Ronak Hindocha

Entrepreneur

September 19, 2016

Reading Time: 3 minutes A lot has been written about the flurry of regulatory changes the MF industry has witnessed of late. It all started back in 2009 when I joined the industry. SEBI did the unthinkable back then. Later, it was the introduction of direct plans, RIA regulations, emergence of Robo-advisors (some will make it big and quite a few are bound to shut down) to name a few. There has been a lot of hue and cry, of course. But if you look back now; it all feels like connecting the dots. While some dots are yet to be connected, read – reduction of TER, which is imminent. The picture is clear. Regulator wants the distributor to become an advisor. Regulator wants you to stop focusing on commission and start focusing on fees. Here are some of my predictions on the IFA Industry